It’s just Tim, a microphone, and your questions in this podcast edition…   Please support our sponsors: The Home Loan Expert, Ryan Kelley James Carlton Agency (State Farm) Design Aire Heating & Cooling   Follow us on Social Media: @TimMcKernanShow or Facebook.com/TheTimMcKernanShow Thanks to Story of the Year for our theme.  Please rate, review, and subscribe so more people discover the pod.  Feedback is welcome: tmckernan@insidestl.com

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